Get pre-approved for a mobile home loan or manufactured home!

Buyers with a mortgage pre-approval have a distinct advantage when they are ready to negotiate. An approved mortgage establishes a shopper's buying power. To speed the process and strengthen their bidding position, many home shoppers check their credit report and get pre-approved for a mortgage before looking for a house.

The importance of getting pre-approved cannot be stressed enough. Once you find your dream home, actually purchasing it can be extremely difficult if another buyer is there with cash in hand and you haven't even started to line up financing. Pre-approval is particularly important in a booming real estate market: there can often be multiple offers on one property. If you've been pre-approved, the seller knows you will be able to come up with the cash to close.

Getting pre-approval on a loan can take from two days to a week. Pre-approval will also speed up the entire mortgage procedure once you've found the house you want. After pre-approval, the only remaining question will be whether the house will "appraise" at an amount enough to warrant the loan. Once you are pre-approved, you can start home shopping in the price range right for you.

Allow us to find the best program for your individual needs by simply clicking "APPLY ONLINE"