Manufactured / Mobile Home FHA and VA mortgage loans provide
flexible home loan financing ...

FHA and VA loans are government insured, the main purpose is allow people to purchase a home with minimal down payment. Another advantage is the property standards that FHA and VA loans demand. They typically will require that the property is in good condition prior to closing. The mortgage insurance on these loans is paid to HUD. After you have been in your house for a few years , you may refinance your loan and get rid of the mortgage insurance. This is done by borrowing 80% of the new value in a conventional loan format.

FHA has permitted streamline refinances on insured mortgages since the early 1980's. The streamline refers only to the amount of documentation and underwriting that needs to be performed by the lender, and does not mean that there are no costs involved in the transaction. The basic requirements of a streamline refinance are:

Ask one of our loan consultants to compare your expenses for various loan programs. In most cases you will be eligible for differing loan programs so be sure to consider all of your options. "Apply-Online"